Best Caravan and Motorhome Breakdown Cover in 2024

To help you better understand the market and figure out the best option for you, this article will compare the best caravan and motorhome breakdown cover providers in the UK for 2024.

When you get breakdown cover, you’d like to expect that any vehicle you drive is covered and eligible for repair and assistance. Although most providers include things such as motorbikes and vans, getting cover for a motorhome or caravan can be a bit more complicated. 

Some providers will cover these larger vehicles as standard, whereas others will have dedicated plans for you to take out. This can make comparing and finding the best breakdown cover for your mobile homes difficult. 

Furthermore, because repairing and getting assistance for a caravan and motorhome needs different skills, providers with a good quality of service with car breakdown cover may not be the best for caravans and motorhomes.

In this guide

Caravan and Motorhome breakdown cover prices compared

To best see which providers offer the best value for money when it comes to motorhome breakdown cover, it can be helpful to see the prices of each company side-by-side. 

This table will look at the prices of the top 5 providers in the UK, comparing the costs for their basic level caravan breakdown cover and their most comprehensive level of cover. This allows you to see the price ranges of each provider to help you decide which one looks to be the best value for money. 

If a provider does not offer separate caravan breakdown cover and instead includes this service as part of their main services, then this will be indicated with an asterisk by the price. 

Provider

Basic Level Price

Top Level Price

Motorhome included?

The AA

£79*

£199*

Yes

RAC

£159.99 

£229.99 

Yes – Extra £10

QDOS Breakdown

£59.99*

£85.99*

No

GEM Motoring Assist

£78.50*

£96.66*

Yes – Size Restrictions Apply

Green Flag 

£54.88*

£108.64*

Yes

All prices are for personal cover and are for illustrative purposes only. The prices offered to you may differ.

Does breakdown cover include caravans and motorhomes?

What’s included in your breakdown cover plan will depend on your provider, as some will include cover for caravans and motorhomes. In contrast, others will need you to take out a separate policy to protect these larger vehicles. 

Out of the five reviewed in this article, only RAC requires you to take out a separate policy to cover your motorhomes, and you also can’t get cover for both on one plan. This can put them at a disadvantage against the other providers. Although, when you get this dedicated policy, there are no restrictions, which you’re likely to come up against with other providers. 

Many of the best breakdown cover providers have maximum size limits that your vehicle or caravan can be for it to be eligible for roadside assistance and further cover. It’s important to be aware of these dimensions so that you can see if your caravan or motorhome fits when you get cover. 

Typically, motorhomes are not included by many breakdown cover providers because they are too large. 

What should caravan and motorhome breakdown cover include?

When getting breakdown cover for your motorhome, you need to ensure that the policy includes all the services and features you’ll get when getting cover for your car. There shouldn’t be any differences or anything left out. 

This means that if you get a standard level of cover for your caravan, you should be entitled to roadside assistance. This is where a mechanic will come to your location to fix your vehicle at the roadside. When getting breakdown cover for your caravan, you should be able to get roadside assistance for both your caravan and the car that’s towing it if that’s where the fault is. 

In addition to this base tier of cover, you should also be able to add all the other levels of cover to your policy for your caravan and motorhome. This means that as well as roadside assistance, you should at least have the option to include home start services, national recovery, and onward travel. 

Home start services are where you’ll be able to get a mechanic to your home to fix your caravan there. This isn’t an option if you just get roadside assistance. 

National recovery is where you can get your caravan or motorhome towed or transported to any location in the UK. 

Onward journey is where you’ll be given a replacement vehicle to continue your journey if the car towing your motorhome breaks down. You’re also entitled to accommodation and public transport if that’s more appropriate for your situation.

RAC

Caravan and motorhome breakdown cover is not included in the standard breakdown policies you can get for your car when you get covert with RAC. Instead, you’ll have to get separate policies for your motor vehicles. 

Annoyingly, you also can’t get cover for a caravan and a motorhome together, meaning that if you have both, you will need to take out two different policies, which can be very expensive. 

When selecting the vehicle you want to cover, you can select the cover level that you want and then add on additional features such as tyre replacement. 

Although being a bit frustrating in that you’ll need to get a separate policy, it does mean that these policies are more focused on caravans, meaning that there are fewer restrictions and size limits. This means that the cover offered by RAC may be one of the best for caravan owners who want a dedicated and bespoke breakdown cover. 

Trustpilot rating: 4.3 out of 5

Average wait time: 50 minutes

Repairs success rate: 4 out of 5 vehicles repaired at roadside

rac-breakdown-cover.svg
Customer score
4.1/5

Based on over 84,000 reviews.

QDOS Breakdown

QDOS offers breakdown cover for caravans as standard. So when you get personal cover with them, you’ll be able to get support if you break down when driving a caravan or when you’re towing one. Whether it’s your car that’s towing a caravan or the caravan itself that needs repair, you’ll be able to get the help you need. 

QDOS does not offer breakdown cover for motorhomes. This is because the majority of them are too big. 

QDOS only covers vehicles that are 5.5 meters long, 3 meters high, and 2.3 meters wide – including the mirrors. They also have a weight limit of 3.5 tonnes, meaning that most motorhomes are far too big and heavy to be considered for cover. 

In addition, when getting cover for a caravan, you need to ensure that it’s under a certain age too. QDOS Breakdown only covers vehicles less than 16 years old and under 9 years for their annual UK and European policies. 

Trustpilot rating: 4.3 out of 5

Average wait time: 1 hour

Repairs success rate: 4 out of 5 vehicles repaired at the roadside

qdos-breakdown-cover
Customer score
4.3/5

Based on over 2,556 reviews.

The AA

The AA’s standard breakdown cover includes cover for all vehicles and thus includes cover for caravans, trailers, motorhomes, and campervans. 

With this cover, you get 24/7 roadside assistance, meaning that no matter where you are, you’ll be able to get assistance to help fix your vehicle on the spot. 

There are a few restrictions with the AA, which seem to be present with many other providers. Only motorhomes and caravans weighing less than 3.5 tonnes can be covered, and they must be under 2.55 meters wide. This weight seems to be universal among breakdown cover providers; however, this maximum width is a little bit bigger than the restrictions with other brands. 

You can also get unlimited callouts for your caravan or motorhome, providing that it’s not a recurring problem.

The AA will come to your aid if you break down in a car towing a caravan or if there’s a problem with the caravan itself. This means that you’re always protected, no matter the scenario. 

Trustpilot rating: 4.2 out of 5

Average wait time: 40 minutes

Repairs success rate: 4 out of 5 vehicles were repaired at the roadside, with 58% being fixed permanently

the-aa logo
Customer score
4.2/5

Based on over 28,000 reviews.

GEM Motoring Assist

GEM Motoring Assist provides caravan breakdown cover as part of their standard breakdown cover. This means that no matter what plan you get, you’ll be able to have your caravan and trailer recovered and repaired on the roadside if it needs it. 

If you have a policy that includes nationwide recovery, you’ll be able to have your caravan towed to any garage or location in the country, meaning that you can have your broken-down vehicle returned to a garage near your home if you happen to breakdown while travelling the UK.

It is also possible to have motorhomes covered on your policy; however, there are size limits in place that you’ll need to be within. 

Your motorhome will need to be under 7 meters in length and 2.3 meters in width while also weighing under 3.5 tonnes. There doesn’t seem to be a height limit, though. 

It’s worth noting that GEM only offers personal cover. This means that you need to get cover as an individual and that you can’t get cover for a specific motorhome or caravan.

This can be useful if you have multiple motorhomes and caravans, as it means they’re all covered in your policy as long as you’re driving or travelling as a passenger. If you share a motorhome with family and friends, getting GEM Motoring Assist breakdown cover for everyone may be expensive. 

Trustpilot rating: 4.5 out of 5

Average wait time: 1 hour

Repairs success rate: 4 out of 5 vehicles repaired at the roadside

gem-motoring-assist-breakdown-cover
Customer score
4.5/5

Based on over 900 reviews.

Green Flag

Green Flag also provides cover for caravans and trailers as part of their standard breakdown cover, as long as your caravan is within the size limits. For Green Flag, your vehicle’s dimensions need to be under 3.5 tonnes and be no more than 7 meters long, 3 meters high, and 2.55 meters wide. 

What’s good about Green Flag is that you’re covered on any campsite within the UK. This means that you do not just get cover if you break down on the road; you can also get assistance if your caravan is having issues when at a campsite. 

Green Flag is the official breakdown cover provider from the Caravan and Motorhome Club. This partnership demonstrates that Green Flag is considered a reliable breakdown provider. 

If you’re a Caravan and Motorhome Club member, you can get an exclusive level of protection called MAYDAY, designed for caravans and motorhomes. 

With MAYDAY, you get national recovery, allowing you to get your motorhome towed to any location in the UK. You also get duel recovery, where you’ll be taken to your holiday destination and back home if your car or caravan can’t be fixed. 

There are also no weight or size restrictions with MAYDAY. This means that if you own a large motorhome and are part of the Caravan and Motorhome Club, this may be the best breakdown cover you can get. 

Trustpilot rating: 4.2 out of 5

Average wait time: 30 minutes

Repairs success rate: 86% of vehicles repaired at the roadside

green flag logo